self
Subscribe

Exporters often face difficulty in confirmation of Letters of Credit when dealing with buyers in new or high-risk markets. Alongside, banks also have limited risk appetite to support transactions in these markets. This intervention under the Export Promotion Mission extends guarantees for LC-backed transactions, thereby enhancing confidence in trade settlements, strengthening the capacity of banks to support constrained cross-border transactions, and fostering partnerships between Indian banks and local banks abroad.

Salient features

Partial or full support for risk of non-payment

Exim Bank may extend up to 100% cover for eligible instruments

Risk sharing support in the range of 10 to 80% of transaction value from Trust Fund managed by NCGTC

Support for trade with 72 countries across Africa, Asia, Latin America, Europe and CIS region

Extent of Risk Coverage to Partner Banks

Instrument
Risk Cover
Standby Letter of Credit
Up to 100% coverage of the underlying LC/trade instrument
Risk Participation
Up to 90% coverage of the underlying LC/trade instrument
Irrevocable Reimbursement Undertaking
Up to 100% coverage of the underlying LC/trade instrument

Eligibility Criteria

Direct E-Commerce Credit Facility

Credit facility shall be extended by banks/financial institutions as Cash Credit/
Overdraft facilities, subject to the following eligibility conditions:

Valid IEC & Udyam Required

All MSMEs involved in international value chains holding a valid Importer-Exporter Code (not in the Denied Entity List) and a valid MSME Udyam Registration Number shall be eligible for support under the intervention

FTP-Compliant Export Coverage

Exports of all goods permitted for exports under the Foreign Trade Policy of the Government of India shall be eligible, subject to a negative list under the intervention.

Focus on Emerging Markets

Support shall be available for transactions involving under-served markets identified under the Intervention. The list shall be reviewed periodically based on India's integration with these markets, demand in these markets, and India's untapped potential.