Lines of Credit

Entering and conquering new vistas of growth

From our inception we have been extending Lines of Credit (LOC) to enable Indian exporters to enter new geographies or expand their business in existing export markets without any payment risk from overseas importers. We put special emphasis on extending LOC as an effective market entry tool as well as a means of market diversification for Indian exporters.

We extend LOCs to overseas financial institutions, regional development banks, sovereign governments and other entities overseas, to enable buyers in those countries to import developmental and infrastructure projects, equipments, goods and services from India, on deferred credit terms. We extend LOCs on our own and also at the behest and with the support of Government of India.

Government Of India Supported LOCs

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In 2003-04, The Government of India (GOI) formulated the Indian Development Initiative (IDI), now known as Indian Development and Economic Assistance Scheme (IDEAS) with the objective of sharing India's development experience through:

  1. capacity building and skills transfer,
  2. trade, and
  3. infrastructure development,

by extending concessional LOCs routed through Exim Bank, to developing partner countries, towards creating socio-economic benefits in the partner country.

The Ministry of External Affairs (MEA) has now set up the Development Partnership Administration (DPA) Division to deal with India's development assistance programmes abroad, including LOCs routed through Exim Bank. These LOCs are increasingly being extended to partner countries for large-scale and complex projects (project exports from India).

Both, bilateral and multilateral assistance, typically follow a sequence of standard procedures:

  1. project identification and preparation,
  2. review and approval of the project proposal,
  3. offer of the loan, acceptance and execution of loan agreement,
  4. project implementation, monitoring and supervision, and
  5. socio-economic impact assessment after project completion

Lessons learned from the impact assessment / evaluation act as a feedback to the preparation, review and implementation of future projects. This process forms the 'project cycle'.

Project Lifecycle

Requirement as to import of goods and services from India

  • These loans are for project exports and the import of goods and services from India.

  • Goods and services (including consultancy services) for minimum 75% value of the contracts covered under these loans must be sourced from India. (A relaxation of 10% may be considered on a case-to-case basis)

  • LOCs may finance upto 100% value of contract on FOB/CFR/CIF/CIP basis.

  • Soft loans under the scheme shall be free from all kinds of taxes and duties of any nature whatsoever levied in the recipient country (including all corporate/personal/value added taxes, import/custom duties, special levies and social security contributions) for temporary employees deputed by Indian exporters in relation to the project execution in the recipient countries.

GOI Guidelines on LOCs

LOC Brochure - English

LOC Brochure - French

Exim Bank's own commercial Lines of Credit

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To promote Indian projects, products and services we have been extending LOCs to various countries. Our own LOCs are offered to economically strong and developing countries. We finance all items eligible for being exported under the "Foreign Trade Policy" of the Indian Government. Our LOCs are typically linked to LIBOR rates and carry a tenor up to seven years.


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Requirements for import of goods and services in India

  • Goods and services for minimum 75% value of the contracts covered under these LOCs must be sourced from India.

  • Advance Payment of at least 10% of the value of the contract to be borne by the LOC recipient/foreign buyer.

  • LOCs may finance upto 90% value of contract on FOB/CFR/CIF/CIP basis.

  • Pre-shipment inspection of equipment/goods is mandatory.

EXIM
Advantage

  • Increase export of goods, services and projects from India

  • Improving bilateral trade relations with other developing nations

  • Eliminating payment risk for importers

  • Streamlined processing and quick turnaround

Downloads

Exim Bank's Operative Lines Of Credit as on January 16, 2017.

  • Exim Bank's Operative Lines Of Credit

    16 January 2017 | XLS

Exim Bank's Pipeline Lines of Credit as on January 16, 2017.

  • Exim Bank's Pipeline Lines of Credit

    16 January 2017 | DOC

Invitation to Tenders / Pre-Qualification

  • Republic of Nicaragua – Expression of Interest for Pre-qualification of Engineering, Procurement and Construction [EPC] Contract for design, supply and construction of new transmission lines, construction of new and expansion of existing substations in Nicaragua

    22-Feb-2017 | PDF

  • Expression of Interest for preparation of a Detailed Feasibility Study for construction of an oil refinery plant with a crude oil supply pipeline in Mongolia

    17-Feb-2017 | PDF

  • Niger – Addendum No.1 (Date 08/02/2017) - Extension of Application Submission Date: Pre-qualification of Engineering, Procurement and Construction (EPC)/ Turnkey Contractor for Solid Waste Treatment cum Landfill Project at Niamey, in the Republic of Niger.”

    08-Feb-2017 | PDF

  • Final EOI for PMC

    02-Feb-2017 | PDF

  • Cuba_PQ Document_Design, Supply , Installation & Commissioning of Modern injectable Plant in Havana, Cuba.

    31-Jan-2017 | PDF

  • Addendum No. 2_Guyana_Construction & Supply of Passenger Cargo Ferry Vessel

    17-Jan-2017 | PDF

  • Niger – Expression of Interest for Pre-qualification of Engineering, Procurement and Construction (EPC)/ Turnkey Contractor for Solid Waste Treatment cum Landfill Project at Niamey, in the Republic of Niger.

    16-Jan-2017 | PDF

  • Republic of Malawi – Addendum No. 2 (Date 13/01/2017) - Pre-qualification of EPC Contractor for Construction of a New Water Supply System from Likhubula River in Mulanje to Blantyre, Malawi.

    13-Jan-2017 | PDF

  • Republic of Malawi – Addendum No. 1 (Date 11/01/2017) - Extension of last date - Pre-qualification of EPC Contractor for Construction of a New Water Supply System from Likhubula River in Mulanje to Blantyre, Malawi.

    11-Jan-2017 | PDF

  • Democratic Republic of Congo – Expression of Interest for Pre-Qualification of Project Management Consultants (PMC) for Development of Power Distribution Project in Bandundu Province of Democratic Republic of Congo

    09-Jan-2017 | PDF

  • Addendum No. 1 [Dt. 30/12/2016] Pre-qualification of Indian Entities for a contract to Construct and Supply a Passenger-Cargo Ferry Vessel and Associated Equipment in Guyana

    30-Dec-2016 | PDF

  • Addendum No.1 Stung Tasal Water Resources Development Project Phase - II

    26-Dec-2016 | PDF

  • Republic of Gambia – Addendum No. 1 (Dt. 21/12/2016) - Extension of last date for submission of Application Document for Pre-qualification of Engineering, Procurement and Construction (EPC)/ Turnkey Contractors for Replacement of Asbestos Water Pipes with UPVC Pipes in the Greater Banjul Area in the Republic of Gambia

    21-Dec-2016 | PDF

  • Republic of Rwanda – Re-Invitation of applications for Pre-qualification of EPC/Turnkey Contractor for “Establishment of Tomato Processing Plant for Agro-Processing & Value Addition under Export Targeted Modern Irrigated Agriculture Projects in Rwanda

    16-Dec-2016 | PDF

  • Guyana-PQ document -Supply of Passenger-Cargo Ferry

    15-Dec-2016 | PDF

  • Republic of Malawi – Expression of Interest for Pre-qualification of Engineering, Procurement and Construction (EPC)/ Turnkey Contractor for Construction of a New Water Supply System from Likhubula River in Mulanje to Blantyre, Malawi

    15-Dec-2016 | PDF

  • Cambodia – Expression of Interest (EOI) for Contractor(s) for EPC/Turnkey Contract for Stung Tasal Water Resources Development Project, Phase-II in Aoral District, Kampong Speu Province in Cambodia

    13-Dec-2016 | PDF

  • Republic of Rwanda – Addendum No.1 – Extension of last date of submission of the Application Document for Pre-qualification of EPC/Turnkey Contractor for Irrigation & Watershed Development in Mahama Lot 1 (1220 Ha/ 1752 Ha) under the Export Targeting Modern Irrigated Agriculture Project in Republic of Rwanda

    09-Dec-2016 | PDF

  • Republic of Gambia – Expression of Interest for Pre-qualification of Engineering, Procurement and Construction (EPC)/ Turnkey Contractors for Electrification Expansion Project for Greater Banjul Area in the Republic of Gambia

    02-Dec-2016 | PDF

  • Republic of Gambia – Expression of Interest for Pre-Qualification of EPC/Turnkey contractors for Replacement of Asbestos Water Pipes with UPVC Pipes in the Greater Banjul Area in the Republic of Gambia

    25-Nov-2016 | PDF

  • Addendum 2- PQ Mongolia

    18-Nov-2016 | PDF

  • Republic of Rwanda - Expression of Interest (EOI) for EPC/Turnkey Contractor for Irrigation & Watershed Development in Mahama Lot 1 (1220 Ha/ 1752 Ha) under the Export Targeting Modern Irrigated Agriculture Project in Republic of Rwanda

    11-Nov-2016 | PDF

  • Mali - Addendum No. 1 (Dt. 08/11/2016) - Pre-qualification of Engineering, Procurement and Construction (EPC) / Turnkey Contractor for Power Transmission Project connecting Bamako and Sikasso via Bougouni & Sanankoroba in Mali

    08-Nov-2016 | PDF

  • Republic of Congo - Pre-Qualification of Indian Firms for EPC/ Turnkey Contractor for Setting up a Greenfield 600 TPD Rotary Kiln Cement Plant Project in Republic of Congo

    08-Nov-2016 | PDF

  • Mongolia - Addendum No.1 (Dt.01/11/2016) – Pre-qualification of Contractor(s) for Construction and Establishment of India Mongolia Joint Information Technology Education and Outsourcing Centre[IMJIT] project in Mongolia

    01-Nov-2016 | PDF

  • Benin - Pre-Qualification of Indian Firms for Supply & Installation of Medical Equipment and Rehabilitation of Equipment in Benin, under Government of India supported Line of Credit extended to the Ecowas Bank for Investment and Development

    27-Oct-2016 | PDF

  • Republic of Rwanda - Addendum No.3 (Dt.26.10.2016) – Pre-qualification of EPC/Turnkey Contractor for Establishment of Tomato Processing Plant for Agro-Processing & Value Addition under “Export Targeted Modern Irrigated Agriculture Projects in Rwanda

    26-Oct-2016 | PDF

  • Senegal - Pre-qualification [PQ] for a) preparation of Detailed Project Report (DPR) and b) Project Management Consultant (PMC) for setting up a Modern Abattoir, Meat Processing, Cold Storage, Rendering and Tannery Plant and Market Place in the Republic o

    21-Oct-2016 | PDF

  • Republic of Rwanda - Addendum No.2 – Extension of last date of submission application for Pre-qualification of EPC/Turnkey Contractor for Establishment of Tomato Processing Plant for Agro-Processing & Value Addition under “Export Targeted Modern Irrigated

    21-Oct-2016 | PDF

  • Mali - Pre-qualification of Engineering, Procurement and Construction (EPC) / Turnkey Contractor for Power Transmission Project connecting Bamako and Sikasso via Bougouni & Sanankoroba in Mali

    14-Oct-2016 | PDF

  • Mongolia – Expression of Interest (EOI) for Contractor(s) for Construction and Establishment of India Mongolia Joint Information Technology Centre [IMJIT] project, in Mongolia

    07-Oct-2016 | PDF

  • KENYA – RIVATEX - Addendum No. 1 (Dt. 05/10/2016) - Pre-qualification of Supply, Installation, Testing & Commissioning of Plant Machinery and Equipment for Textile Processing in Kenya

    04-Oct-2016 | PDF

  • Amendment 1 and replies to queries-Rwanda-Centre of Excellence

    01-Aug-2016 | PDF

  • Amendment 1 and replies to queries-Rwanda-Irrigation & Watershed - Mpanga

    01-Aug-2016 | PDF

  • Republic of Rwanda - Expression of Interest (EOI) for EPC/Turnkey Contractor for Establishment of Tomato Processing Plant, in Republic of Rwanda

    01-Sep-2016 | PDF

  • Kenya – Application Document for Pre-Qualification of Indian Firms for Supply, Installation, Testing & Commissioning of Plant Machinery and Equipment for Textile Processing in Kenya

    01-Sep-2016 | PDF

  • Republic of Zimbabwe –Application Document for Pre-Qualification of EPC contractors for Renovation/Upgradation of Bulawayo Thermal Power Plant in the Republic of Zimbabwe

    29-Aug-2016 | PDF

  • Pre-Qualification of Indian Firms for Supply & Installation of Medical Equipment and Rehabilitation of Equipment in Benin, under Government of India supported Line of Credit extended to the Ecowas Bank for Investment and Development

    26-Aug-2016 | PDF

  • APPLICATION DOCUMENT FOR PRE-QUALIFICATION OF PROJECT MANAGEMENT CONSULTANT FOR POWER TRANSMISSION AND DISTRIBUTION PROJECT IN LIBERIA UNDER EXIM BANK’S GOVERNMENT OF INDIA SUPPORTED LINE OF CREDIT OF USD 144 MILLION TO THE GOVERNMENT OF LIBERIA

    09-May-2016 | PDF

Government of India - Lines of Credit Statistics

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List Of Empaneled Consultants

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Empanelment of Consultants, EPC and Construction Contractors

  • Final EOI for PMC

    PDF

  • INVITATION FOR EXPRESSION OF INTEREST FOR CONTINUOUS EMPANELMENT OF CONSULTANTS FOR PREPARATION AND/OR EVALUATION OF DETAILED PROJECT REPORTS (DPRs) UNDER LINES OF CREDIT (LOC) PROJECTS

    PDF

  • Expression of Interest for Empanelment of Consultants- List of applicants

    PDF

  • Invitation for Expressions of Interest for Government of India Lines of Credit (LOC) Projects

    PDF

  • ADDENDUM : INVITATION FOR EXPRESSIONS OF INTEREST FOR GOVERNMENT OF INDIA LINES OF CREDIT (LoC) PROJECTS

    PDF

  • Response to the queries raised by Consultants on the Expression of Interest (EOI) for Empanelment of Indian Consultancy Firms for GOI Lines of Credit

    PDF

  • Application Document for Empanelment of Construction Contractors for Government of India Lines of Credit (LOC) Projects

    PDF

  • Application Document for Empanelment of Engineering, Procurement and Construction (EPC)/ Turnkey Contractors (including Service Delivery Contractors) for Government of India Lines of Credit (LOC) Projects

    PDF

  • Addendum: Invitation of Expression of Interest for empanelment of Construction contractors and EPC/Turnkey contractors

    PDF

  • Addendum-2 The Invitation of Expression of Interest for empanelment of Construction contractors and EPC/Turnkey contractors

    PDF

  • Addendum No. 3 to the Invitation of Expression of Interest for empanelment of EPC/Turnkey contractors and Construction contractors.

    PDF

  • Addendum 4: Empanelment of EPC/Turnkey and Construction Contractors

    PDF

  • Project Exports

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