Lines of Credit

Entering and conquering new vistas of growth

From our inception we have been extending Lines of Credit (LOC) to enable Indian exporters to enter new geographies or expand their business in existing export markets without any payment risk from overseas importers. We put special emphasis on extending LOC as an effective market entry tool as well as a means of market diversification for Indian exporters.

We extend LOCs to overseas financial institutions, regional development banks, sovereign governments and other entities overseas, to enable buyers in those countries to import developmental and infrastructure projects, equipments, goods and services from India, on deferred credit terms. We extend LOCs on our own and also at the behest and with the support of Government of India.

Government Of India Supported LOCs

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In 2003-04, The Government of India (GOI) formulated the Indian Development Initiative (IDI), now known as Indian Development and Economic Assistance Scheme (IDEAS) with the objective of sharing India's development experience through:

  1. capacity building and skills transfer,
  2. trade, and
  3. infrastructure development,

by extending concessional LOCs routed through Exim Bank, to developing partner countries, towards creating socio-economic benefits in the partner country.

The Ministry of External Affairs (MEA) has now set up the Development Partnership Administration (DPA) Division to deal with India's development assistance programmes abroad, including LOCs routed through Exim Bank. These LOCs are increasingly being extended to partner countries for large-scale and complex projects (project exports from India).

Both, bilateral and multilateral assistance, typically follow a sequence of standard procedures:

  1. project identification and preparation,
  2. review and approval of the project proposal,
  3. offer of the loan, acceptance and execution of loan agreement,
  4. project implementation, monitoring and supervision, and
  5. socio-economic impact assessment after project completion

Lessons learned from the impact assessment / evaluation act as a feedback to the preparation, review and implementation of future projects. This process forms the 'project cycle'.

Project Lifecycle

Requirement as to import of goods and services from India

  • These loans are for project exports and the import of goods and services from India.

  • Goods and services (including consultancy services) for minimum 75% value of the contracts covered under these loans must be sourced from India. (A relaxation of 10% may be considered on a case-to-case basis)

  • LOCs may finance upto 100% value of contract on FOB/CFR/CIF/CIP basis.

  • Soft loans under the scheme shall be free from all kinds of taxes and duties of any nature whatsoever levied in the recipient country (including all corporate/personal/value added taxes, import/custom duties, special levies and social security contributions) for temporary employees deputed by Indian exporters in relation to the project execution in the recipient countries.

GOI Guidelines on LOCs

GOI Guidelines on LOCs- French

LOC Brochure - English

LOC Brochure - French

Handbook on Lines of Credit

Handbook on Lines of Credit- French

Dos & Don’ts for Procurement under GOI-supported LOCs

Dos & Don’ts for Procurement under GOI-supported LOCs- French

Project Preparation Facility for Government of India Lines of Credit

Project Preparation Facility - French

Exim Bank's own commercial Lines of Credit

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To promote Indian projects, products and services we have been extending LOCs to various countries. Our own LOCs are offered to economically strong and developing countries. We finance all items eligible for being exported under the "Foreign Trade Policy" of the Indian Government. Our LOCs are typically linked to LIBOR rates and carry a tenor up to seven years.


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Requirements for import of goods and services in India

  • Goods and services for minimum 75% value of the contracts covered under these LOCs must be sourced from India.

  • Advance Payment of at least 10% of the value of the contract to be borne by the LOC recipient/foreign buyer.

  • LOCs may finance upto 90% value of contract on FOB/CFR/CIF/CIP basis.

  • Pre-shipment inspection of equipment/goods is mandatory.

EXIM
Advantage

  • Increase export of goods, services and projects from India

  • Improving bilateral trade relations with other developing nations

  • Eliminating payment risk for importers

  • Streamlined processing and quick turnaround

Downloads

Exim Bank's Operative Lines Of Credit as on February 12, 2018.

  • Exim Bank's Operative Lines Of Credit

    03 April 2018 | XLS

Exim Bank's Pipeline Lines of Credit as on February 12, 2018.

  • Exim Bank's Pipeline Lines of Credit

    03 April 2018 | DOC

Invitation to Tenders / Pre-Qualification

  • Nicaragua : Addendum No. 2, Pre-qualification of Engineering, Procurement and Construction (EPC) Contractors for design, supply and construction of transmission lines, new substation at La Esperanza and, relocation and expansion of substation at La Gateada in Nicaragua

    13-Jun-2018 | PDF

  • Bangladesh: Invitation for Open Competitive Tender for Procurement of 200 Single Decker AC (100 City & 100 Intercity) Buses for BRTC in Completely built-up (CBU) condition with 10% spare parts and related services under Exim Bank’s GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    13-Jun-2018 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of EPC contactors

    08-May-2018 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Construction Contractors (CC)

    08-May-2018 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Detailed Project Report (DPR)

    08-May-2018 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Project Management Consultants (PMC)

    08-May-2018 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Lender's Independent Engineer (LIE)

    08-May-2018 | PDF

  • Mauritius – Tender Notice_Ebene Flyover Upgrade [Design & Build] and Construction of La Vigie-La Brasseire Link Road [Review of Design & Build]

    07-Jun-2018 | PDF

  • Addendum No. 1, Pre-qualification of Engineering, Procurement and Construction (EPC) Contractors for design, supply and construction of transmission lines, new substation at La Esperanza and, relocation and expansion of substation at La Gateada in Nicaragua

    25-May-2018 | PDF

  • Guinea - Prequalification of Engineering, Procurement and Construction (EPC) Contractors for Construction and Establishment of 130 Bedded Mother & Child Hospitals at Kankan and N’Zerekore, Republic of Guinea

    25-May-2018 | PDF

  • Nauru: Request for Proposal [RFP] for preparation of Project Formulation Report for Expansion/Upgradation of Aggregated (Quarry) section and Land Development (Rehabilitation) projects in Nauru

    23-May-2018 | PDF

  • Bangladesh: Addendum no. 1 of the Expression of Interest for selection of Consulting firm for Conversion of Metre Guage Line into Dual Guage Line from Parbatipur to Kaunia section of Bangladesh Railway under Exim Bank’s GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    21-May-2018 | PDF

  • Bangladesh: Expression of Interest for selection of Consulting firm for construction of Double line track between Khulna-Darsana section of Bangladesh Railway under Exim Bank’s GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    21-May-2018 | PDF

  • Nicaragua – Pre-qualification of Engineering, Procurement and Construction (EPC) Contractors for design, supply and construction of transmission lines, new substation at La Esperanza and, relocation and expansion of substation at La Gateada in Nicaragua

    18-May-2018 | PDF

  • Bangladesh: Expression of Interest for selection of Consulting firm for Conversion of Metre Guage Line into Dual Guage Line from Parbatipur to Kaunia section of Bangladesh Railway under Exim Bank’s GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    08-May-2018 | PDF

  • Bangladesh: Expression of Interest for selection of Project Management Consultant for Ashuganj-Akhaura Road Project under Exim Bank’s GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    24-Apr-2018 | PDF

  • EBID - Upgradation of IT system

    23-Apr-2018 | PDF

  • EBID - Upgradation of IT system

    21-Apr-2018 | PDF

  • Tender Notice for the procurement of buses and trucks under Exim Bank’s GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    13-Apr-2018 | PDF

  • Guinea - Prequalification of Consultant for the services of Project Management Consultant (PMC) for Rehabilitation and Extension of Electricity to the four regional capitals in Guinea

    11-Apr-2018 | PDF

  • Addendum I - Procurement of Plant Design, supply, Instaltation, Testing and commissioning of 220 kv substations at Inaruwa, Basantapur, Baneshwar and Tumlingtar, Nepal

    09-Apr-2018 | PDF

  • Mauritius - Request For Proposal (RFP)_Project Management Consultant (PMC) for rehabilitation of La Ferme Dam

    05-Apr-2018 | PDF

  • Benin - Addendum No.1 - Pre-Qualification of EPC contractor for Construction, Rehabilitation and Extension of forty-seven (47) Water Supply schemes in rural areas of Benin

    05-Apr-2018 | PDF

  • Addendum I- Pre-qualification of Engineering, Procurement and Construction (EPC)/ Turnkey Contractors for Irrigation by gravity projects in Lao PDR

    02-Apr-2018 | PDF

  • Benin – Prequalification of Engineering, Procurement and Construction (EPC) Contractor for Construction, Rehabilitation and Extension of forty-seven (47) Water Supply schemes in rural areas of Benin

    13-Mar-2018 | PDF

  • Nepal – Procurement of Plant Design, Supply, Installation, Testing & Commissioning of 220 kV substations at Inaruwa, Basantpur, Baneshwar & Tumlingtar under Exim Bank’s GOI- supported Line of Credit of USD 250 million to the Government of Nepal

    13-Mar-2018 | PDF

  • Clarifications No.1 Adm Bldgs and Market Fairs 09 March 2018

    09-Mar-2018 | PDF

  • Clarification for Bid ICB-SICDCL-02-2018_Queries_09 March 2018

    09-Mar-2018 | PDF

  • Application Document for Prequalification of Engineering, Procurement and Construction (EPC)/ Turnkey Contractors for Irrigation by gravity projects in Lao PDR Ref No: GOILOC-203/Lao PDR/EPC-17/Re-invitation

    01-Mar-2018 | PDF

  • Invitation for EOI for PMC for Exim website_February 2018

    26-Feb-2018 | PDF

  • Mauritius_Tender Notice_Construction of Three Administrative Buildings and Three Market Fairs on a Design & Build /Turnkey Basis (07.02.2018)

    07-Feb-2018 | PDF

  • Mauritius_Tender Notice_Supply, testing and commissioning of two High Volume Submersible Pumps/ twenty Fire Fighting and Rescue Vehicles, including three Water & Foam Tenders/ Construction of RC Incinerators Building and Supply, Installation and Commissioning of seven Incinerators together with associated works including gas installation (07.02.2018)

    07-Feb-2018 | PDF

  • Government of the People’s Republic of Bangladesh: International Re-Tender notice for Procurement of Equipment and Machinery for Construction, Repair and Maintenance of Road Infrastructure

    31-Jan-2018 | PDF

  • Guyana - Invitation for Bids for Design, Supply, Installation and Commissioning of Nine Fixed and Three Mobile High Capacity Drainage Pumps and Associated Structures/Equipment in Guyana

    31-Jan-2018 | PDF

  • Request For Proposals For The Selection Of Project Management Consultant For The Construction Of New Administrative Building(s) at COTE D’OR CITY, MAURITIUS

    29-Jan-2018 | PDF

  • Nepal - Invitation notice for Pre-Qualification Application for Upgradation and improvement of Roads in Nepal under Exim Bank’s GOI- supported Line of Credit of USD 550 million to the Government of Nepal

    12-Jan-2018 | PDF

  • Nepal - Invitation notice for Pre-Qualification Application for Upgradation and improvement of Roads in Nepal under Exim Bank’s GOI- supported Line of Credit of USD 550 million to the Government of Nepal

    27-Dec-2017 | PDF

  • Togo – Prequalification of Consultant for the services of Project Management Consultant (PMC) for Upgradation of Electricity Distribution Capacity Project in Togo

    14-Dec-2017 | PDF

  • Nepal - Invitation notice for Pre-Qualification Application for Upgradation and Improvement of Roads in Nepal under Exim Bank’s GOI - supported Line of Credit of USD 550 million to the Government of NepaI

    30-Nov-2017 | PDF

  • Nepal - Invitation notice for Pre-Qualification Application for Upgradation and improvement of Roads in Nepal under Exim Bank’s GOI- supported Line of Credit of USD 550 million to the Government of Nepal_Corrigendum 5

    23-Nov-2017 | PDF

  • Nepal - Invitation notice for Pre-Qualification Application for Upgradation and improvement of Roads in Nepal under Exim Bank’s GOI- supported Line of Credit of USD 550 million to the Government of Nepal_Corrigendum 2

    23-Nov-2017 | PDF

  • Nepal - Invitation notice for Pre-Qualification Application for Upgradation and improvement of Roads in Nepal under Exim Bank’s GOI- supported Line of Credit of USD 550 million to the Government of Nepal_Corrigendum 3

    23-Nov-2017 | PDF

  • Nepal - Invitation notice for Pre-Qualification Application for Upgradation and improvement of Roads in Nepal under Exim Bank’s GOI- supported Line of Credit of USD 550 million to the Government of Nepal

    22-Nov-2017 | PDF

  • Nepal - Invitation notice for Pre-Qualification Application for Upgradation and improvement of Roads in Nepal under Exim Bank’s GOI- supported Line of Credit of USD 550 million to the Government of Nepal

    06-Nov-2017 | PDF

  • Nepal - Invitation notice for Pre-Qualification Application for Upgradation and improvement of Roads in Nepal under Exim Bank’s GOI- supported Line of Credit of USD 550 million to the Government of Nepal

    27-Oct-2017 | PDF

  • Nepal - Invitation notice for Pre-Qualification Application for Upgradation and Improvement of Roads in Nepal under Exim Bank’s GOI- supported Line of Credit of USD 550 million to the Government of Nepal

    12-Oct-2017 | PDF

  • Nepal – Addendum I- Invitation notice for Pre-Qualification Application for Upgradation and improvement of Roads (Package I) in Nepal under Exim Bank’s GOI- supported Line of Credit of USD 550 million to the Government of Nepal

    10-Oct-2017 | PDF

  • Nepal – Addendum 3 - Procurement of Plant Design,Supply and Installation of Laha Chowk 132 kV Substation,New Modi 132 kV Switching Station and 132 kV Line Bay expansion at Lekhnath Substation under Exim Bank’s GOI- supported Line of Credit of USD 250 million to the Government of Nepal

    10-Oct-2017 | PDF

  • Nepal – Invitation notice for Pre-Qualification Application ( package 9-12) for Upgradation and improvement of Roads in Nepal under Exim Bank’s GOI- supported Line of Credit of USD 550 million to the Government of Nepal_6th Oct, 2017

    06-Oct-2017 | PDF

  • Nepal – Clarification-3 and Addendum-3 for Procurement of Plant Design, Supply and Installation of Laha Chowk 132 kV Substation, New Modi 132 kV Switching Station and 132 kV Line Bay expansion at Lekhnath Substation under Exim Bank’s GOI- supported Line of Credit of USD 250 million to the Government of Nepal_4th Oct, 2017

    04-Oct-2017 | PDF

  • Nepal – Invitation notice for Pre-Qualification Application ( package 5-8) for Upgradation and improvement of Roads in Nepal under Exim Bank’s GOI- supported Line of Credit of USD 550 million to the Government of Nepal_29th September, 2017

    29-Sep-2017 | PDF

  • Nepal – Clarification-2 and Addendum-2 for Procurement of Plant Design, Supply and Installation of Laha Chowk 132 kV Substation, New Modi 132 kV Switching Station and 132 kV Line Bay expansion at Lekhnath Substation under Exim Bank’s GOI- supported Line of Credit of USD 250 million to the Government of Nepal

    25-Sep-2017 | PDF

  • Nepal - Clarification-1 and Addendum-1 for Procurement of Plant Design, Supply and Installation of Laha Chowk 132 kV Substation, New Modi 132 kV Switching Station and 132 kV Line Bay expansion at Lekhnath Substation under Exim Bank’s GOI-supported Line of Credit of USD 250 million to the Government of Nepal

    25-Sep-2017 | PDF

  • Nepal - Invitation notice for Pre-Qualification Application for Upgradation and improvement of Roads in Nepal under Exim Bank’s GOI-supported Line of Credit of USD 550 million to the Government of Nepal_18th Sept, 2017

    18-Sep-2017 | PDF

  • Nepal - Notice for extension in last date for bid Submission-Procurement of Plant Design, Supply, Installation, Testing and Commissioning of 220 kV Basantapur (Terhathum District)- Dhungesangu (Taplejung District) Double Circuit Transmission Line and 132/33 kV Substation in Dhungesangu (Taplejung District) in Nepal

    12-Sep-2017 | PDF

  • Nepal – Tender Notice for Procurement of Plant Design, Supply and Installation of Laha Chowk 132 kV Substation, New Modi 132 kV Switching Station and 132 kV Line Bay expansion at Lekhnath Substation under Exim Bank’s GOI- supported Line of Credit of USD 250 million to the Government of Nepal

    01-Sep-2017 | PDF

  • Clarification and Addendum 3 - Procurement of Plant Design, Supply and Installation of New Modi-Lekhnath 132 kV Transmission Line in Nepal_10th August, 2017

    10-Aug-2017 | PDF

  • Nepal - Procurement of Plant Design, Supply, Installation, Testing and Commissioning of 220 kV Basantapur (Terhathum District) - Dhungesangu (Taplejung District) Double Circuit Transmission Line and 132/33 kV Substation in Dhungesangu (Taplejung District) in Nepal_4th August, 2017

    04-Aug-2017 | PDF

  • Clarification and Addendum 2 - Procurement of Plant Design, Supply and Installation of New Modi-Lekhnath 132 kV Transmission Line in Nepal_3rd August, 2012

    03-Aug-2017 | PDF

  • Clarification and Addendum 1 - Procurement of Plant Design, Supply and Installation of New Modi-Lekhnath 132 kV Transmission Line in Nepal_27th July, 2017

    27-Jul-2017 | PDF

  • Request for Expression of Interest-IT Park_18th July, 2017

    18-Jul-2017 | PDF

  • PQ_17.07.2017_Sri Lanka_Supply of 160 Passenger Coaches to Sri Lanka Railway

    17-Jul-2017 | PDF

  • PQ Sri Lanka_17.07.2017_Track rehabilitation and ancillary work for upgradation of railway line from Maho to Omanthai [128 Kms]

    17-Jul-2017 | PDF

  • Nepal – Tender Notice for Procurement of Plant Design, Supply and Installation of New Modi-Lekhnath 132 kV Transmission Line under Exim Bank’s GOI- supported Line of Credit of USD 250 million to the Government of Nepal

    03-Jul-2017 | PDF

  • Addendum - Empanelment of Consultants

    06-Apr-2017 | PDF

  • APPLICATION DOCUMENT FOR PRE-QUALIFICATION OF PROJECT MANAGEMENT CONSULTANT FOR POWER TRANSMISSION AND DISTRIBUTION PROJECT IN LIBERIA UNDER EXIM BANK’S GOVERNMENT OF INDIA SUPPORTED LINE OF CREDIT OF USD 144 MILLION TO THE GOVERNMENT OF LIBERIA

    09-May-2016 | PDF

Government of India - Lines of Credit Statistics

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Empanelment of Consultants, EPC and Construction Contractors

  • Expression of Interest (EOI) for Continuous Empanelment of Lender's Independent Engineer (LIE)

    PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Project Management Consultants (PMC)

    PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Detailed Project Report (DPR)

    PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Construction Contractors (CC)

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  • Expression of Interest (EOI) for Continuous Empanelment of EPC contactors

    PDF

  • Project Exports

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    OTHER FINANCIAL PRODUCTS

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  • INSIGHTS

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