Lines of Credit

Entering and conquering new vistas of growth

From our inception we have been extending Lines of Credit (LOC) to enable Indian exporters to enter new geographies or expand their business in existing export markets without any payment risk from overseas importers. We put special emphasis on extending LOC as an effective market entry tool as well as a means of market diversification for Indian exporters.

We extend LOCs to overseas financial institutions, regional development banks, sovereign governments and other entities overseas, to enable buyers in those countries to import developmental and infrastructure projects, equipments, goods and services from India, on deferred credit terms. We extend LOCs on our own and also at the behest and with the support of Government of India.

Government Of India Supported LOCs

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In 2003-04, The Government of India (GOI) formulated the Indian Development Initiative (IDI), now known as Indian Development and Economic Assistance Scheme (IDEAS) with the objective of sharing India's development experience through:

  1. capacity building and skills transfer,
  2. trade, and
  3. infrastructure development,

by extending concessional LOCs routed through Exim Bank, to developing partner countries, towards creating socio-economic benefits in the partner country.

The Ministry of External Affairs (MEA) has now set up the Development Partnership Administration (DPA) Division to deal with India's development assistance programmes abroad, including LOCs routed through Exim Bank. These LOCs are increasingly being extended to partner countries for large-scale and complex projects (project exports from India).

Both, bilateral and multilateral assistance, typically follow a sequence of standard procedures:

  1. project identification and preparation,
  2. review and approval of the project proposal,
  3. offer of the loan, acceptance and execution of loan agreement,
  4. project implementation, monitoring and supervision, and
  5. socio-economic impact assessment after project completion

Lessons learned from the impact assessment / evaluation act as a feedback to the preparation, review and implementation of future projects. This process forms the 'project cycle'.

Project Lifecycle

Requirement as to import of goods and services from India

  • These loans are for project exports and the import of goods and services from India.

  • Goods and services (including consultancy services) for minimum 75% value of the contracts covered under these loans must be sourced from India. (A relaxation of 10% may be considered on a case-to-case basis)

  • LOCs may finance upto 100% value of contract on FOB/CFR/CIF/CIP basis.

  • Soft loans under the scheme shall be free from all kinds of taxes and duties of any nature whatsoever levied in the recipient country (including all corporate/personal/value added taxes, import/custom duties, special levies and social security contributions) for temporary employees deputed by Indian exporters in relation to the project execution in the recipient countries.

GOI Guidelines on LOCs

GOI Guidelines on LOCs- French

LOC Brochure - English

LOC Brochure - French

Handbook on Lines of Credit

Handbook on Lines of Credit- French

Dos & Don’ts for Procurement under GOI-supported LOCs

Dos & Don’ts for Procurement under GOI-supported LOCs- French

Project Preparation Facility for Government of India Lines of Credit

Project Preparation Facility - French

Exim Bank's own commercial Lines of Credit

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To promote Indian projects, products and services we have been extending LOCs to various countries. Our own LOCs are offered to economically strong and developing countries. We finance all items eligible for being exported under the "Foreign Trade Policy" of the Indian Government. Our LOCs are typically linked to LIBOR rates and carry a tenor up to seven years.


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Requirements for import of goods and services in India

  • Goods and services for minimum 75% value of the contracts covered under these LOCs must be sourced from India.

  • Advance Payment of at least 10% of the value of the contract to be borne by the LOC recipient/foreign buyer.

  • LOCs may finance upto 90% value of contract on FOB/CFR/CIF/CIP basis.

  • Pre-shipment inspection of equipment/goods is mandatory.

EXIM
Advantage

  • Increase export of goods, services and projects from India

  • Improving bilateral trade relations with other developing nations

  • Eliminating payment risk for importers

  • Streamlined processing and quick turnaround

Downloads

Exim Bank's Operative Lines Of Credit as on March 1, 2019

  • Exim Bank's Operative Lines Of Credit

    1 March 2019 | XLS

Exim Bank's Pipeline Lines of Credit as on March 1, 2019.

  • Exim Bank's Pipeline Lines of Credit

    1 March 2019 | DOC

Invitation to Tenders / Pre-Qualification

  • Addendum No.2 - Pre-qualification of Project Management Consultants [PMC] for Construction of Dual Gauge Railway Line from Bogra to Shahid M. Mansur Ali Station of Bangladesh Railway [79.30 km Dual Gauge main and 11.35 km Dual gauge loop line] in Bangladesh.

    11-Mar-2019 | PDF

  • Addendum No.1 : Bangladesh – Application Document for Pre-qualification of Project Management Consultants [PMC] for Construction of Dual Gauge Railway Line from Bogra to Shahid M. Mansur Ali Station of Bangladesh Railway [79.30 km Dual Gauge main and 11.35 km Dual gauge loop line]

    21-Feb-2019 | PDF

  • Zimbabwe: Addendum No 2 for Prequalification of Engineering, Procurement and Construction (EPC) Contractors for Renovation/Up-gradation of Bulawayo Thermal Power Plant in the Republic of Zimbabwe

    21-Feb-2019 | PDF

  • Nepal – Upgrading/Improvement of Ch 0+000~49+817 Sector of Shelleghat-Ramechhap-Sangutar Road in Nepal under Exim Bank’s GOI- supported Line of Credit of USD 250 million to the Government of Nepal

    20-Feb-2019 | PDF

  • Mauritius_Prequalification of Indian Entities for Development of E-Health System for Hospitals, Health Centres, and Mediclinics under Ministry of Health & Quality of Life, Govt. of Mauritius

    15-Mar-2019 | PDF

  • Bangladesh – Application Document for Pre-qualification of Project Management Consultants [PMC] for Construction of Dual Gauge Railway Line from Bogra to Shahid M. Mansur Ali Station of Bangladesh Railway [79.30 km Dual Gauge main and 11.35 km Dual gauge loop line]

    18-Mar-2019 | PDF

  • Zimbabwe: Addendum No 1 for Prequalification of Engineering, Procurement and Construction (EPC) Contractors for Renovation/Up-gradation of Bulawayo Thermal Power Plant in the Republic of Zimbabwe

    21-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Heavy Duty Crane (Tire) for Roads and Highways Department– GD-19” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    27-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Steel Roller for Roads and Highways Department– GD-6” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    27-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Motorcycle for Roads and Highways Department– GD-5” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    27-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Soil Compactor for Roads and Highways Department– GD-7” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    27-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Air Compressor with Trolley for Roads and Highways Department– GD-23” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    27-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Truck Mounted Road Sweeper for Roads and Highways Department– GD-22” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Truck Mounted Sewerage Sucker (Vacuum Cleaner) for Roads and Highways Department– GD-21” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Wrecker for Roads and Highways Department– GD-18” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Bitumen Distributor for Roads and Highways Department– GD-24” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Double Cabin Pick-up for Roads and Highways Department– GD-25” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of 5-Ton truck for Roads and Highways Department– GD-03” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Bull Dozer (Tyre) for Roads and Highways Department– GD-17” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Double cabin pick up with lock and key shed as mobile laboratory for Roads and Highways Department– GD-13” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Water Tanker for Roads and Highways Department– GD-04” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Motor Grader for Roads and Highways Department– GD-10” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of 3-Ton Dump truck for Roads and Highways Department– GD-01” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of 3-Ton truck for Roads and Highways Department– GD-02” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Bull Dozer (Chain) for Roads and Highways Department– GD-16” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Pay Loader (End Loader) for Roads and Highways Department– GD-08” under Exim Banks GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Excavator for Roads and Highways Department– GD-09” under Exim Bank’s GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Multipurpose Utility Machine (Backhoe Loader) for Roads and Highways Department– GD-15” under Exim Bank’s GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    25-Feb-2019 | PDF

  • Zimbabwe – Application Document for Prequalification of Indian entities for Engineering, Procurement and Construction (EPC) Contractors for Renovation/up-gradation of Bulawayo Thermal Power Plant in Zimbabwe

    07-Feb-2019 | PDF

  • Checklist for Empanelment

    14-Dec-2018 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Detailed Project Report (DPR)

    14-Dec-2018 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Project Management Consultants (PMC)

    14-Dec-2018 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Lender Independent Engineer (LIE)

    14-Dec-2018 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of EPC contactors

    14-Dec-2018 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Construction Contractors (CC)

    14-Dec-2018 | PDF

Government of India - Lines of Credit Statistics

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Empanelment of Consultants, EPC and Construction Contractors

  • Expression of Interest (EOI) for Continuous Empanelment of Lenders Independent Engineer (LIE)

    PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Project Management Consultants (PMC)

    PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Detailed Project Report (DPR)

    PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Construction Contractors (CC)

    PDF

  • Expression of Interest (EOI) for Continuous Empanelment of EPC contactors

    PDF

  • Checklist for Empanelment

    PDF

  • Project Exports

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