Lines of Credit

Entering and conquering new vistas of growth

From our inception we have been extending Lines of Credit (LOC) to enable Indian exporters to enter new geographies or expand their business in existing export markets without any payment risk from overseas importers. We put special emphasis on extending LOC as an effective market entry tool as well as a means of market diversification for Indian exporters.

We extend LOCs to overseas financial institutions, regional development banks, sovereign governments and other entities overseas, to enable buyers in those countries to import developmental and infrastructure projects, equipments, goods and services from India, on deferred credit terms. We extend LOCs on our own and also at the behest and with the support of Government of India.

Government Of India Supported LOCs

banner

In 2003-04, The Government of India (GOI) formulated the Indian Development Initiative (IDI), now known as Indian Development and Economic Assistance Scheme (IDEAS) with the objective of sharing India's development experience through:

  1. capacity building and skills transfer,
  2. trade, and
  3. infrastructure development,

by extending concessional LOCs routed through Exim Bank, to developing partner countries, towards creating socio-economic benefits in the partner country.

The Ministry of External Affairs (MEA) has now set up the Development Partnership Administration (DPA) Division to deal with India's development assistance programmes abroad, including LOCs routed through Exim Bank. These LOCs are increasingly being extended to partner countries for large-scale and complex projects (project exports from India).

Both, bilateral and multilateral assistance, typically follow a sequence of standard procedures:

  1. project identification and preparation,
  2. review and approval of the project proposal,
  3. offer of the loan, acceptance and execution of loan agreement,
  4. project implementation, monitoring and supervision, and
  5. socio-economic impact assessment after project completion

Lessons learned from the impact assessment / evaluation act as a feedback to the preparation, review and implementation of future projects. This process forms the 'project cycle'.

Project Lifecycle

Requirement as to import of goods and services from India

  • These loans are for project exports and the import of goods and services from India.

  • Goods and services (including consultancy services) for minimum 75% value of the contracts covered under these loans must be sourced from India. (A relaxation of 10% may be considered on a case-to-case basis)

  • LOCs may finance upto 100% value of contract on FOB/CFR/CIF/CIP basis.

  • Soft loans under the scheme shall be free from all kinds of taxes and duties of any nature whatsoever levied in the recipient country (including all corporate/personal/value added taxes, import/custom duties, special levies and social security contributions) for temporary employees deputed by Indian exporters in relation to the project execution in the recipient countries.

GOI Guidelines on LOCs

GOI Guidelines on LOCs- French

LOC Brochure - English

LOC Brochure - French

Handbook on Lines of Credit

Handbook on Lines of Credit- French

Dos & Don’ts for Procurement under GOI-supported LOCs

Dos & Don’ts for Procurement under GOI-supported LOCs- French

Project Preparation Facility for Government of India Lines of Credit

Project Preparation Facility - French

Exim Bank's own commercial Lines of Credit

banner

To promote Indian projects, products and services we have been extending LOCs to various countries. Our own LOCs are offered to economically strong and developing countries. We finance all items eligible for being exported under the "Foreign Trade Policy" of the Indian Government. Our LOCs are typically linked to LIBOR rates and carry a tenor up to seven years.


banner

Requirements for import of goods and services in India

  • Goods and services for minimum 75% value of the contracts covered under these LOCs must be sourced from India.

  • Advance Payment of at least 10% of the value of the contract to be borne by the LOC recipient/foreign buyer.

  • LOCs may finance upto 90% value of contract on FOB/CFR/CIF/CIP basis.

  • Pre-shipment inspection of equipment/goods is mandatory.

EXIM
Advantage

  • Increase export of goods, services and projects from India

  • Improving bilateral trade relations with other developing nations

  • Eliminating payment risk for importers

  • Streamlined processing and quick turnaround

Downloads

Exim Bank's Operative Lines Of Credit as on September 18, 2019

  • Exim Bank's Operative Lines Of Credit

    18 September 2019 | XLS

Exim Bank's Pipeline Lines of Credit as on September 18, 2019.

  • Exim Bank's Pipeline Lines of Credit

    18 September 2019 | DOC

Invitation to Tenders / Pre-Qualification

  • Ghana: Prequalification of Indian consultancy firms for appointment as Consultant for preparation of Detailed Project Report (DPR) and also to act as Project Management Consultant (PMC) for the project ‘Rehabilitation and Up-gradation of Potable Water System in Yendi, Ghana

    04-Dec-2019 | PDF

  • Senegal: Addendum 1: Pre-qualification of consultants for upgradation and rehabilitation of health care system

    29-Nov-2019 | PDF

  • Prequalification of Engineering, Procurement and Construction (EPC) Contractor for Construction and Upgradation of Base-Butaro-Kidaho Road (63km) in Rwanda : Addendum No. 1

    21-Nov-2019 | PDF

  • Bangladesh: Invitation for Tender for “Detailed Engineering, Procurement and Construction works for Establishment of IT/Hi-Tech Park at District level (12 Districts)” under Exim Bank’s GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    20-Nov-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Rig Machine- GD-12 for Roads and Highways Department” under Exim Bank’s GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh.

    19-Nov-2019 | PDF

  • Ghana - Prequalification of Project Management Consultant (PMC) including preparation of Detailed Project Report (DPR) for the project of Strengthening of Agriculture Mechanization Service Centres

    15-Nov-2019 | PDF

  • Mauritius_Addendum/Extension No. 1_ Invitation for Bids for 8MWac Solar PV Farm at Tamarind Falls, Henrietta (Phase II)

    24-Sep-2019 | PDF

  • Mauritius_Addendum/Extension No. 2_ Invitation for Bids for 8MWac Solar PV Farm at Tamarind Falls, Henrietta (Phase II)

    22-Oct-2019 | PDF

  • Senegal - Prequalification of Consultants for Project Management Consultancy (PMC) Services for Upgradation and Rehabilitation of Health Care System in Senegal – Last Date of Submission December 02, 2019

    03-Nov-2019 | PDF

  • Ghana: Addendum No. 1 - Prequalification of Consultant for Project Management Consultant (PMC) including preparation of Detailed Project Report (DPR) for the project of Strengthening of Agriculture Mechanization Service Centres

    01-Nov-2019 | PDF

  • Rwanda: Prequalification of Engineering, Procurement and Construction (EPC) Contractor for Construction and Upgradation of Base-Butaro-Kidaho Road (63km) in Rwanda

    25-Oct-2019 | PDF

  • Bangladesh Addendum No.1 Ref No: GOILOC-274/Bangladesh/EPC/36): Application Document for Prequalification of Engineering, Procurement and Construction (EPC) Contractors for Establishment of Solar-based Base Stations in Hard-to-Reach areas for strengthening Teletalk Network coverage in Bangladesh

    24-Oct-2019 | PDF

  • Zimbabwe Addendum No. 1 - Prequalification of Engineering, Procurement and Construction (EPC) Contractors for Up-gradation of Deka Pumping Station and River Water Intake System in the Republic of Zimbabwe

    23-Oct-2019 | PDF

  • Ghana: Prequalification of Consultant for Project Management Consultant (PMC) including preparation of Detailed Project Report (DPR) for the project of Strengthening of Agriculture Mechanization Service Centres. Deadline for submission bids: November 18, 2019.

    18-Oct-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Bull Dozer (Tire)- GD-17 for Roads and Highways Department” under Exim Bank’s GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    03-Oct-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Bull Dozer (Chain)- GD-16 for Roads and Highways Department” under Exim Bank’s GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    03-Oct-2019 | PDF

  • Bangladesh: Invitation for Tender for “Procurement of Double cabin pick up with lock and key shed as Mobile laboratory- GD-13 for Roads and Highways Department” under Exim Bank’s GOI supported Line of Credit of USD 2 billion to the Government of Bangladesh

    03-Oct-2019 | PDF

  • Sri Lanka_Addendum No. 2_PQ for supply of 750 vehicles to the Police Force/Special Task Force of the Democratic Socialist Republic of Sri Lanka

    01-Oct-2019 | PDF

  • Zimbabwe: Prequalification of Engineering, Procurement and Construction (EPC) Contractors for Up-gradation of Deka Pumping Station and River Water Intake System in the Republic of Zimbabwe

    01-Oct-2019 | PDF

  • Bangladesh: Prequalification of Indian Engineering, Procurement and Construction (EPC) Contractor for Establishment of Solar based Base Stations in Hard-to-reach areas for strengthening TeleTalk Network Coverage in Bangladesh

    24-Sep-2019 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Construction Contractors (CC).

    07-May-2019 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of EPC contactors

    07-May-2019 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Lender Independent Engineer (LIE)

    07-May-2019 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Project Management Consultants (PMC)

    07-May-2019 | PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Detailed Project Report (DPR)

    07-May-2019 | PDF

  • EOI for continuous empanelment of DPR - April 2019

    15-Apr-2019 | PDF

  • Checklist for Empanelment

    25-Mar-2019 | PDF

Government of India - Lines of Credit Statistics

Search By
Export to

Year of Approval
Region
Country
Borrower

List of Empaneled Companies - EPC/CC

Search By
Export to

Sector
Sub-Sector
Companies

List of Empaneled Companies - DPR Preparation

Search By
Export to

Sector
Sub-Sector
Companies

LIST OF EMPANELED COMPANIES – PROJECT MANAGEMENT CONSULTANTS

Search By
Export to

Sector
Sub-Sector
Consultants

LIST OF EMPANELED COMPANIES – LENDER’S INDEPENDENT ENGINEER

Search By
Export to

Sector
Sub-Sector
Consultants

APPLICATION DOCUMENTS FOR EMPANELMENT OF CONSULTANTS, EPC AND CONSTRUCTION CONTRACTORS

  • Checklist for Empanelment

    PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Detailed Project Report (DPR)

    PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Project Management Consultants (PMC)

    PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Lender Independent Engineer (LIE)

    PDF

  • Expression of Interest (EOI) for Continuous Empanelment of EPC contactors

    PDF

  • Expression of Interest (EOI) for Continuous Empanelment of Construction Contractors (CC)

    PDF

  • Project Exports

    Other Financial PRODUCTS

    OTHER FINANCIAL PRODUCTS

    Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled

    READ MORE
  • RELATED CASE STUDIES

    Other Financial PRODUCTS

    OTHER FINANCIAL PRODUCTS

    Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled

    READ MORE
  • INSIGHTS

    Other Financial PRODUCTS

    OTHER FINANCIAL PRODUCTS

    Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled

    READ MORE
Close

Please provide us with the information below. All fields are mandatory.

Download